![]() ![]() (b) notify any credit providers that have listed credit accounts on a credit reporter’s records prior to the request (pre-existing credit accounts) of the fact of the extension request and (a) pending taking a decision on the request – continue to suppress your credit information You will need to contact them if you wish to extend the suppression beyond the initial request period.Īfter the initial request period has passed, you are entitled to make an extension request to Equifax. We have established an arrangement for notifying the other credit reporters, Illion and Centrix, on your behalf if you consent to us doing so, of any initial suppression request you make. Arrangements with other Credit Reporters.We will also issue you with a password or Personal Identification Number (PIN) to be produced by you in conjunction with any associated extension request, release request or cancellation request. (b) the effect of an initial suppression and the process to make an extension request, release request and cancellation request. ![]() On receipt of an initial request, and verification of your identity, Equifax will suppress your credit information for at least 10 working days from the day on which your request is received. You are entitled to make an initial request to Equifax seeking to have your credit information suppressed on the basis that you believe that you have been, or are likely to be, a victim of fraud (including identity fraud). Accordingly, some ongoing access to and updating of credit reports is permitted during suppression. Suppression is directed towards preventing new credit accounts being opened fraudulently. If you believe that you have been, or may be likely to become, a victim of fraud, you can request that Equifax ‘suppress’ or ‘freeze’ your credit report, thereby making it less likely that another person might fraudulently obtain new credit in your name. What is ‘supressing’ or ‘freezing’ a credit file?. ![]()
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